What should I do if my creditors are suing me?

I just received notice that my creditors are beginning a lawsuit against me. Can I use bankruptcy to stop this from happening? What about my other creditors? Will they still be able to sue me if I file?
David Nelson
The moment that you file a temporary restraining order is issued by the court called an automatic stay, which stops all foreclosures, all collections, all creditor phone calls, all lawsuits, all filing of lawsuits, all wage garnishments, all bank levies, and so on by almost all creditors.

One client asked why he should file. He said he didn't have a job or any savings or real estate, so why bother? Then he said the old line we tell ourselves as we bury our heads in the sand: "Well they can't get blood from a turnip".

But that misses the point, your creditors can still eat the turnip. Sure your credit is bad, but if you have judgments waiting to garnish your wages when you do get a job, or to levy your bank account when you finally put something in it, then you're not going to get a bank account, and it might keep you from getting a job. Employers check your credit. So, you're stuck on the outside looking in for years.

Filing Bankruptcy stops all that. Then you only have to deal with the issues that really matter, support, taxes, catching up your car or your house, and of course, the thing we all do our best to ignore, but at some point, when you get back on your feet, you must create a savings plan.

That gives you your Fresh Start.

Call to set an appointment to speak to me!


Disclaimer: The response above does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice.
Replied: 7/30/2010
Law Office of Barbara Seeley Curtis
Bank ruptcy will stop the law suits. You need to start as soon as possible. Feel free to contact me for more information.

Disclaimer: The response above does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice.
Replied: 7/30/2010
Law offices of William Michael Frantz, M.B.A., J.D. Attorney At Law
Filing Bankruptcy will stop most creditors from filing lawsuits or continuing their lawsuits against you, provided the credit claims can be discharged and you are bankruptcy eligible.

For a free consultation, please call.

Disclaimer: The response above does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice.
Replied: 7/29/2010
Fasel, Fasel, & Nefulda, LLP
If you qualify to file for Chapter 7, generally you will be able to discharge most, if not all, of your debts. However, certain debts cannot be discharged in Bankruptcy.

Please contact me if you would like to discuss further.

Disclaimer: The response above does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice.
Replied: 7/29/2010
Law Offices of H. Christopher Coburn
If you're considering filing, it sounds like a good time to do it. Yes, it would stop collection activity from your creditors.

Disclaimer: The response above does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice.
Replied: 7/29/2010
Diefer Law Group, P.C.
Filing for bankruptcy may be your best option. For more information feel free to contact me.

Disclaimer: The response above does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice.
Replied: 7/29/2010

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