My creditor keeps calling me and the amount of money owed seems to increase substantially. I really don't think that the amount of money my creditors believe I owe them, is really the correct amount. If I file for bankruptcy, will I be able to find out how much I actually owe them? How do I get this accurately?
You can verify this without bankruptcy by writing them a letter and demanding it. If you file bankruptcy then you can just use the amounts they have provided. It won't really matter the balance if you are filing a Chapter 7 unless you are referring to a secured debt.
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