You would not have a repayment on a Chapter 7. You might have filed a chapter 13 case. If so, your case can be dismissed for failure to pay. You might want to consider amending your case to lower your plan payment if you can. Or, you might want to consider converting to a chapter 7 case.

Answer Applies to: California
Replied: 8/26/2010

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If there are repayments you must have filed a Chapter 13. If you fall behind, you can roll the past amount due into the plan to be paid over the remaining months. Otherwise, you can attempt to convert to a Chapter 7.

Answer Applies to: Arizona
Replied: 8/26/2010

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

There are no repayments required in a Chapter 7 case, so it is impossible to fall behind. If you meant Chapter 13, if you do not make your payments, eventually the Trustee or creditors will file a motion to dismiss your case. You need to either catch up on the missed payments, or file a Motion to Modify your Plan.

Answer Applies to: California
Replied: 8/25/2010

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.